Reader’s Question:

I would to know if my auto insurance rate will rise if I add my father which has a DUI conviction? We live in the same house in Anchorage, Alaska.

Dan

Anchorage, AK

It is possible that your car insurance rates in Anchorage, Alaska may go up after you add your father to your car insurance policy. Even considering the fact that each of you have your own auto insurance policy, the insurance carrier will take into account all of the drivers/motorist , so in this case, you and your father, and their individual driving record on these car insurance policies separately. Most insurance carriers base the auto insurance rates on the driver who develops the highest car insurance rate premium. Usually this is the younger drivers. Since your father has a serious offense and that might cause your car insurance premiums to go up as a result.

You may speak with your insurance carrier to know for certain how much the increase will be if you add your father with a DUI in your car insurance policy.

Tags: auto insurance, car insurance cost, car insurance rate, drunk driving insurance, DUI