Reader’s Question:

A friend of mine was pulled over for drunk driving while driving my vehicle in Anchorage, Alaska. Will this affect my car insurance rate after he was charged with DUI?

Peggy

Anchorage, AK

In general, the tickets that your friend got when he was driving your vehicle in Anchorage, Alaska would not affect your car insurance rates. Any tickets for traffic violations such as DUI, speeding, driving without a license, drunk driving, etc. should all have been issued to your friend, the driver, and not the vehicle. This would typically show up on his driving record and affect him.

Let’s say, for example, your friend had crashed your vehicle while driving it. In situations such as this, it would have affected your car insurance. That is because most likely, it would be your car insurance that would have to pay out claims resulting from an accident. Be careful the next time you lend your vehicle to other people. It’s good that you trust the person but be sure that he would be responsible in case an unexpected thing happen. So if you are in need of a car insurance policy, you can always get a free insurance quote from this website.

Tags: car insurance, drunk driving insurance, DUI, DUI lawyer