Reader’s Question:

My dad has an auto insurance here in Anchorage, Alaska after his DUI case. Will his previous DUI case affect his premium?

Jane

Anchorage, AK

If your dad is currently enrolled in an auto insurance and had that policy in effect, then you don’t have to worry for now. Most insurance companies, especially in Anchorage, Alaska where driving and road regulations are stricter, may do random driving records check. If they find out that their member got arrested or convicted with a DUI, they would either not renew your dad’s contract upon policy expiration or increase premium rates and deductibles. There are several High Risk companies that may take you. These are what we call non-standard companies and usually offer triple increase on premium rates as well as deductibles.

If he is currently enrolled in a preferred insurance company, tell him to sit tight and try to avoid such DUI cases and don’t make any waves. He should keep his premium payments on time and do not let it be cancelled. He can check other insurance companies that are not High risk that can offer him better rates for better coverage. But beware that there may be insurance companies that writes new policies that needs to order his driving record and find out about previous driving tickets and DUI cases if there’s any. This may create a huge impact on the cost of the policy. He can check through this web site for available post DUI insurance policies.

Tags: auto insurance, DUI, DUI insurance, DUI lawyer, high risk insurance