Reader’s Question:

I need to get an insurance for my RV here in Anchorage, Alaska and I also need help in finding one. What do you think are the problems that I would encounter in getting my RV insured?

Heaven

Anchorage, AK

A lot of people associate insurance with medical care, homes and cars but motor homes and recreational vehicles also need to have insurance. The insurance needs for people who own an RV vary largely from auto or home owners because a lot of people use RV as a car and a home. Just like what you’re wondering if you get insurance for your RV in Anchorage, Alaska, it would pose some problems because a lot of auto insurance providers could not properly give coverage for RV as they don’t fully understand the needs of the owners of the RV.

A regular auto insurance policy may not be able to provide the necessary coverage for an RV. Auto insurance would not cover injuries at the campsite since cars or regular vehicles aren’t commonly used to camp out of. Now, there’s a possibility that your home insurance could cover your RV since it could be used as a residence but even this would not cover everything that you would need. After all, homes aren’t to be involved in highway accidents. A good way to find insurance for your RV is to inquire from an insurance agency that specializes in motor homes and RV’s. They would definitely understand the special needs that you have for your RV.

Tags: auto insurance, RV