Cheap Drunk Driving Insurance in Alaska
Reader’s Question:
A friend of mine was pulled over for drunk driving while driving my vehicle in Anchorage, Alaska. Will this affect my car insurance rate after he was charged with DUI?
Peggy
Anchorage, AK
In general, the tickets that your friend got when he was driving your vehicle in Anchorage, Alaska would not affect your car insurance rates. Any tickets for traffic violations such as DUI, speeding, driving without a license, drunk driving, etc. should all have been issued to your friend, the driver, and not the vehicle. This would typically show up on his driving record and affect him.
Let’s say, for example, your friend had crashed your vehicle while driving it. In situations such as this, it would have affected your car insurance. That is because most likely, it would be your car insurance that would have to pay out claims resulting from an accident. Be careful the next time you lend your vehicle to other people. It’s good that you trust the person but be sure that he would be responsible in case an unexpected thing happen. So if you are in need of a car insurance policy, you can always get a free insurance quote from this website.
Auto Insurance With DUI in Alaska
Reader’s Question:
I would to know if my auto insurance rate will rise if I add my father which has a DUI conviction? We live in the same house.
Dan
Anchorage, AK
It is possible that your car insurance rates in Anchorage, Alaska may go up after you add your father to your car insurance policy. Even considering the fact that each of you have your own auto insurance policy, the insurance carrier will take into account all of the drivers/motorist , so in this case, you and your father, and their individual driving record on these car insurance policies separately. Most insurance carriers base the auto insurance rates on the driver who develops the highest car insurance rate premium. Usually this is the younger drivers. Since your father has a serious offense and that might cause your car insurance premiums to go up as a result.
You may speak with your insurance carrier to know for certain how much the increase will be if you add your father with a DUI in your car insurance policy.