Drunk Driver Insurance in Alaska – Will My Insurance Company Find Out?
Reader’s Question:
Is it possible that my car insurance company here in Alaska won’t find out about my DUI conviction? If they do, will my car insurance policy automatically be canceled?
Afton
Anchorage, AK
There is a possibility that your auto insurance provider never finds out about your drunk driving conviction if you won’t have to secure yourself an SR22 insurance. A research has shown that as much as a quarter of DUI convictions will not be on motor vehicle records of drivers because of the deficiency of mutual information among courts and motor vehicle departments, or probably the DUI has been removed by way of another process like completion of driving school. There is also a big chance that your car insurance provider in Alaska will not know about your DUI if you have a reduced charge because of plea bargaining or had a short driver’s license suspension like 30 days.
In case your auto insurer overlooks your DUI when it comes to pass, they still have a number of years to increase your premiums if the conviction will be found out later. And if they do find out about it, your car insurance policy would not automatically be cancelled or not be renewed due to your conviction, but your premiums would definitely go up. Car insurance companies examine the premiums on a case-to-case basis, with a lot of factors like age, gender, driving record, make and model of the car going into your insurance cost.
Getting Your Drivers License Back After Alaska DUI Conviction
Reader’s Question:
A friend of mine has a DUI conviction here in Alaska and he is getting ready to get his license back. How can he be able to restore his driving privileges?
Blair
Anchorage, AK
Since your friend has a DUI conviction in Alaska, the state has revoked his license or privilege to drive. His driving record shows that Alaska has taken some actions against his license. Because of that, he has to take some steps in reinstating his driver’s license.
To get his driver’s license back, he needs to apply for a new license at a Division of Motor Vehicles office. He has to pass the vision and written tests and he may need a road test as well. He also has to pay the necessary reinstatement and license fees. SR22 form is also needed as a proof of insurance. If he doesn’t have SR22 insurance yet, he can get an online quote for SR22 insurance in Alaska from this website. He would also have to present proof of birth and identity. In most DUI convictions, he might have to contact a local Alcohol Safety Action Program (ASAP). He may need a proof of completion of an approved treatment program from ASAP.