Are You Charged With DUI? What Happens Next?
Reader’s Question:
If I get charged for a DUI, what are the things that I should expect to happen? Am I going to jail? I hope you can give me some information regarding this. Thanks!
Miley
Juneau, Alaska
DUI or Driving Under the Influence is a very serious, and very costly, offense in the state of Alaska. DUI is still one of the top reasons for most of the auto accidents on America’s roads up until this day. If convicted of a DUI, one can expect heavy fines and penalties as consequences. Auto insurance for DUI will then be necessary if one wishes to get back on the road again, after completing his/her DUI sentence.
Some important information regarding DUI in Alaska: First DUI offense is fined $1,500, sentenced to three days in jail, and suspension of driver’s license for 90 days. Second DUI offense: $3,000 fine, 20 days in jail, and one-year license suspension. Third DUI offense: $4,000 fine, 60 days incarceration, and a suspended license for the next three years, Fourth offense: $5,000 fine, five year license suspension and 120 days in prison. Fifth offense: $6,000 fine, 240 days in jail, and a suspended license for a period of five years. Further offenses fined $7,000, five-year license revocation and 360 days incarceration.
After completing your DUI sentence, it is very important to get the necessary auto insurance for DUI to cover you. You risk putting yourself in a huge financial burden if you drive, and consequently gets involve or causes a car accident, while uninsured. Your premiums can also increase, not to mention further penalties from the state.
But you don’t have to look far and wide since the best auto insurance for DUI today can easily be found on the Net, thanks to the many dedicated auto insurance portals and websites catering to the DUI market. With these, getting the latest rates and comparing different auto insurance providers is now easier than ever.
By spending just a few minutes, and with a little bit of effort, you an get the right auto insurance for DUI best fitting your needs while saving you hundreds, even thousands, of dollars on your DUI auto insurance coverage every year. So save yourself the trouble and shop on the Web today.
DUI in Alaska
Reader’s Question:
What are the penalties for dui in Alaska? This is my second offense.
Bill
Anchorage AK
In the state of Alaska, a DUI or Driving Under the Influence offense is both a very serious and very costly offense. DUI is still among the top reasons for most collisions, deaths, and accidents on America’s roads up to this day. Anyone convicted of a DUI charge can expect heavy punishments. Getting auto insurance for DUI offenders is a must if one wishes to get back on the road again.
Let’s give you a better idea of what to expect after a DUI conviction in Alaska: First offense fined $1,500 and a 72 hours in jail, 90 day license revocation. 2nd offense: $3,000 fine, 20 days in jail and 1 year license suspension. 3rd offense: $4,000 fine, 60 days in jail, 3-year license suspension. 4th offense: $5,000 fine, 120 days in jail, 5-year license revocation. 5th offense: $6,000 fine, jail time of 240 days, 5-year license suspension. Consecutive offenses face $7,000 in fines, 360 days incarceration, and a suspended license for five years.
Getting an affordable auto insurance for DUI is a fact of life after a drunk driving conviction. It’s a really bad idea to allow anyone with a DUI charge on his or her records to drive a car without appropriate auto insurance coverage. Doing so will not only cause you to lose your license and pay bigger premiums, if caught, but can seriously undermine your financial bottom-line should you get into (or cause) an auto accident.
The good news is that getting the best auto insurance for DUI in Alaska is now easier than ever, thanks to the Internet! With many auto insurance companies and DUI insurance specialist offering services on the Net, as well as the abundance of DUI and auto insurance portals, anyone can get the latest auto insurance rates and offers available on the market today absolutely free.
It only takes a few moments of your time, with a small bit of effort, to compare prices from among the many auto insurance providers catering to those with DUI records. Done well, the right kind of coverage can save you hundreds of dollars annually, while keeping you protected on the road.
First Time Driver Car Insurance in Alaska
Reader’s Question:
I’m a first time car insurance policy holder ( until recently, I’ve been under my parent’s insurance here in Alaska). What suggestions do you have so that I can still save on my car insurance rates?
Noemi
Anchorage, AK
It’s a big leap for teenagers and first time car insurance policy holders to finally get car insurance on their own. And as you may have noticed already, first time auto insurance rates and premiums doesn’t come cheap, but you really couldn’t stay under you parent’s auto insurance policy forever, right?. Don’t despair, you will only need to a couple of years to establish a good driving history, after which there should be no reason why you couldn’t get good insurance rates there in Alaska. In the meantime, here are a few tips and suggestions on what you can do to increase your likelihood of building that good driving record as well as keep auto insurance costs as low as possible:
Still In School? Get Good Grades
You may qualify for a Good Student Discount if you maintain at least an average of B or higher in school.
Take Defensive Driving Courses
Accredited driving schools in your area would qualify you to get further discounts on your auto insurance for learning to become a safer driver.
Consider Driving An Older Vehicle
You could lower, or even eliminate, your comprehensive and collision insurance coverage to help you keep your premiums low.
Become A Low Mileage Driver
Most auto insurance providers give discounts if you drive less than 10,000 miles annually.
Shop For The Best Rates
Just because it’s your first time doesn’t mean you wouldn’t find someone that can give good rates. The Internet is a great way to get more promos and insurance discounts.
Why is Car Insurance in Alaska So Expensive?
Reader’s Question:
Is it true that even short gaps in my insurance coverage can cause my auto insurance rates to go up? I recently moved to Alaska and I was wondering if this could be the reason my insurance rates are bigger here than where I came from.
Chuck
Anchorage, AK
Increased auto insurance rates, or in rare cases being denied auto insurance protection, can definitely be due to lack of or gaps in your insurance coverage. Driving without any form of car insurance protection is not very advisable, and is even considered illegal under the financial responsibility laws of many states, since this makes car insurance providers perceive you as a high-risk driver (due to taking the risk of driving without adequate financial protection). There is basis for this as studies have shown that people who pay high amounts for insurance actually drives in a much safer manner as those without.
There could be other factors involved that made your auto insurance rates there in Alaska. It is possible that it is just simply more expensive to get insurance there in your new location as compared to the old one. If you did not change providers, it is also possible that your comprehensive insurance clause became more expensive due to increased likelihood of accidents caused by snow-storms, skidding in ice and other natural events that may cause damage or loss of your vehicle.
Did you change to a more expensive vehicle? This could also affect but if nothing much has changed other than that you relocated and did not have coverage for an extended span of time, the gap in your coverage could have definitely increased your rates.