Are You Charged With DUI? What Happens Next?
Reader’s Question:
If I get charged for a DUI, what are the things that I should expect to happen? Am I going to jail? I hope you can give me some information regarding this. Thanks!
Miley
Juneau, Alaska
DUI or Driving Under the Influence is a very serious, and very costly, offense in the state of Alaska. DUI is still one of the top reasons for most of the auto accidents on America’s roads up until this day. If convicted of a DUI, one can expect heavy fines and penalties as consequences. Auto insurance for DUI will then be necessary if one wishes to get back on the road again, after completing his/her DUI sentence.
Some important information regarding DUI in Alaska: First DUI offense is fined $1,500, sentenced to three days in jail, and suspension of driver’s license for 90 days. Second DUI offense: $3,000 fine, 20 days in jail, and one-year license suspension. Third DUI offense: $4,000 fine, 60 days incarceration, and a suspended license for the next three years, Fourth offense: $5,000 fine, five year license suspension and 120 days in prison. Fifth offense: $6,000 fine, 240 days in jail, and a suspended license for a period of five years. Further offenses fined $7,000, five-year license revocation and 360 days incarceration.
After completing your DUI sentence, it is very important to get the necessary auto insurance for DUI to cover you. You risk putting yourself in a huge financial burden if you drive, and consequently gets involve or causes a car accident, while uninsured. Your premiums can also increase, not to mention further penalties from the state.
But you don’t have to look far and wide since the best auto insurance for DUI today can easily be found on the Net, thanks to the many dedicated auto insurance portals and websites catering to the DUI market. With these, getting the latest rates and comparing different auto insurance providers is now easier than ever.
By spending just a few minutes, and with a little bit of effort, you an get the right auto insurance for DUI best fitting your needs while saving you hundreds, even thousands, of dollars on your DUI auto insurance coverage every year. So save yourself the trouble and shop on the Web today.
DUI in Alaska
Reader’s Question:
What are the penalties for dui in Alaska? This is my second offense.
Bill
Anchorage AK
In the state of Alaska, a DUI or Driving Under the Influence offense is both a very serious and very costly offense. DUI is still among the top reasons for most collisions, deaths, and accidents on America’s roads up to this day. Anyone convicted of a DUI charge can expect heavy punishments. Getting auto insurance for DUI offenders is a must if one wishes to get back on the road again.
Let’s give you a better idea of what to expect after a DUI conviction in Alaska: First offense fined $1,500 and a 72 hours in jail, 90 day license revocation. 2nd offense: $3,000 fine, 20 days in jail and 1 year license suspension. 3rd offense: $4,000 fine, 60 days in jail, 3-year license suspension. 4th offense: $5,000 fine, 120 days in jail, 5-year license revocation. 5th offense: $6,000 fine, jail time of 240 days, 5-year license suspension. Consecutive offenses face $7,000 in fines, 360 days incarceration, and a suspended license for five years.
Getting an affordable auto insurance for DUI is a fact of life after a drunk driving conviction. It’s a really bad idea to allow anyone with a DUI charge on his or her records to drive a car without appropriate auto insurance coverage. Doing so will not only cause you to lose your license and pay bigger premiums, if caught, but can seriously undermine your financial bottom-line should you get into (or cause) an auto accident.
The good news is that getting the best auto insurance for DUI in Alaska is now easier than ever, thanks to the Internet! With many auto insurance companies and DUI insurance specialist offering services on the Net, as well as the abundance of DUI and auto insurance portals, anyone can get the latest auto insurance rates and offers available on the market today absolutely free.
It only takes a few moments of your time, with a small bit of effort, to compare prices from among the many auto insurance providers catering to those with DUI records. Done well, the right kind of coverage can save you hundreds of dollars annually, while keeping you protected on the road.
Drunk Driver Insurance in Alaska – Will My Insurance Company Find Out?
Reader’s Question:
Is it possible that my car insurance company here in Alaska won’t find out about my DUI conviction? If they do, will my car insurance policy automatically be canceled?
Afton
Anchorage, AK
There is a possibility that your auto insurance provider never finds out about your drunk driving conviction if you won’t have to secure yourself an SR22 insurance. A research has shown that as much as a quarter of DUI convictions will not be on motor vehicle records of drivers because of the deficiency of mutual information among courts and motor vehicle departments, or probably the DUI has been removed by way of another process like completion of driving school. There is also a big chance that your car insurance provider in Alaska will not know about your DUI if you have a reduced charge because of plea bargaining or had a short driver’s license suspension like 30 days.
In case your auto insurer overlooks your DUI when it comes to pass, they still have a number of years to increase your premiums if the conviction will be found out later. And if they do find out about it, your car insurance policy would not automatically be cancelled or not be renewed due to your conviction, but your premiums would definitely go up. Car insurance companies examine the premiums on a case-to-case basis, with a lot of factors like age, gender, driving record, make and model of the car going into your insurance cost.
Do I Need DUI Auto Insurance In Alaska?
Reader’s Question:
I was convicted for DUI here in Alaska and I need to have a DUI insurance because I am getting back my license soon. Is it okay for me to just retain my current auto insurance and buy insurance for my DUI from another company?
Kalem
Anchorage, AK
Most of the time, DUI insurance would be given as a standard policy with higher rates. Other auto insurance companies offer DUI insurance in addition to a standard policy like when adding uninsured driver coverage or other kinds of additional coverage. The auto insurance provider should inform the Department of Motor Vehicles (DMV) that the person convicted for DUI has insurance so that the driver’s license suspension could be removed. If the motorist has stopped the auto insurance policy, the insurance provider is accountable for informing the DMV about that and the license will be suspended again.
It would be okay for you to retain your current auto insurance and buy a DUI insurance from another company. By doing this, your auto insurance provider will not find out about your DUI conviction in Anchorage, Alaska and your premiums won’t increase. But this is risky because most insurance providers regularly check on their customers’ record. Try and enter your zip code to get a quote for your DUI insurance from this website.