Are You Charged With DUI? What Happens Next?
Reader’s Question:
If I get charged for a DUI, what are the things that I should expect to happen? Am I going to jail? I hope you can give me some information regarding this. Thanks!
Miley
Juneau, Alaska
DUI or Driving Under the Influence is a very serious, and very costly, offense in the state of Alaska. DUI is still one of the top reasons for most of the auto accidents on America’s roads up until this day. If convicted of a DUI, one can expect heavy fines and penalties as consequences. Auto insurance for DUI will then be necessary if one wishes to get back on the road again, after completing his/her DUI sentence.
Some important information regarding DUI in Alaska: First DUI offense is fined $1,500, sentenced to three days in jail, and suspension of driver’s license for 90 days. Second DUI offense: $3,000 fine, 20 days in jail, and one-year license suspension. Third DUI offense: $4,000 fine, 60 days incarceration, and a suspended license for the next three years, Fourth offense: $5,000 fine, five year license suspension and 120 days in prison. Fifth offense: $6,000 fine, 240 days in jail, and a suspended license for a period of five years. Further offenses fined $7,000, five-year license revocation and 360 days incarceration.
After completing your DUI sentence, it is very important to get the necessary auto insurance for DUI to cover you. You risk putting yourself in a huge financial burden if you drive, and consequently gets involve or causes a car accident, while uninsured. Your premiums can also increase, not to mention further penalties from the state.
But you don’t have to look far and wide since the best auto insurance for DUI today can easily be found on the Net, thanks to the many dedicated auto insurance portals and websites catering to the DUI market. With these, getting the latest rates and comparing different auto insurance providers is now easier than ever.
By spending just a few minutes, and with a little bit of effort, you an get the right auto insurance for DUI best fitting your needs while saving you hundreds, even thousands, of dollars on your DUI auto insurance coverage every year. So save yourself the trouble and shop on the Web today.
DUI in Alaska
Reader’s Question:
What are the penalties for dui in Alaska? This is my second offense.
Bill
Anchorage AK
In the state of Alaska, a DUI or Driving Under the Influence offense is both a very serious and very costly offense. DUI is still among the top reasons for most collisions, deaths, and accidents on America’s roads up to this day. Anyone convicted of a DUI charge can expect heavy punishments. Getting auto insurance for DUI offenders is a must if one wishes to get back on the road again.
Let’s give you a better idea of what to expect after a DUI conviction in Alaska: First offense fined $1,500 and a 72 hours in jail, 90 day license revocation. 2nd offense: $3,000 fine, 20 days in jail and 1 year license suspension. 3rd offense: $4,000 fine, 60 days in jail, 3-year license suspension. 4th offense: $5,000 fine, 120 days in jail, 5-year license revocation. 5th offense: $6,000 fine, jail time of 240 days, 5-year license suspension. Consecutive offenses face $7,000 in fines, 360 days incarceration, and a suspended license for five years.
Getting an affordable auto insurance for DUI is a fact of life after a drunk driving conviction. It’s a really bad idea to allow anyone with a DUI charge on his or her records to drive a car without appropriate auto insurance coverage. Doing so will not only cause you to lose your license and pay bigger premiums, if caught, but can seriously undermine your financial bottom-line should you get into (or cause) an auto accident.
The good news is that getting the best auto insurance for DUI in Alaska is now easier than ever, thanks to the Internet! With many auto insurance companies and DUI insurance specialist offering services on the Net, as well as the abundance of DUI and auto insurance portals, anyone can get the latest auto insurance rates and offers available on the market today absolutely free.
It only takes a few moments of your time, with a small bit of effort, to compare prices from among the many auto insurance providers catering to those with DUI records. Done well, the right kind of coverage can save you hundreds of dollars annually, while keeping you protected on the road.
Used Car Insurance Quotes in Alaska
Reader’s Question:
I just bought a used car here in Alaska but I haven’t registered it yet. I am thinking not to get insurance anymore since it is a used car, can I do that?
Justin
Anchorage, AK
There is a lot of coverage available in a regular car insurance policy. Normally, there would be differences when it comes to the types and costs of coverage you choose. But all of the states have sensibly passed insurance laws which mandate all motorists to have at least the minimum level of car insurance. A lot of states even mandate that you show proof of insurance before registering a vehicle. So no matter what the value of your car is, new or used, you need to have insurance for it because it is a requirement.
You should have at least the minimum insurance required in the state of Alaska and that is the auto liability insurance coverage. This will give coverage from liability claims against you in case you were found at-fault in an accident and this resulted in bodily injuries to other individuals and/or property damage. All states have required minimum amount of coverage for the liability insurance. The underlying principle of having laws about the auto liability insurance is that those drivers who caused accidents must be able to provide compensations for those people affected who had losses because of these accidents.
Do You Want Cheaper Auto Insurance Rates in Alaska?
Reader’s Question:
I haven’t paid too much attention on our auto insurance until now because we’d want to save as much as we could. In what ways do you think I can be able to have cheaper auto insurance here in Alaska?
Laken
Anchorage, AK
The first thing that you could to do have cheaper premiums on your auto insurance in Alaska is to review your policy. After that, you may speak with an insurance agent regarding the deductibles on your policy and coverage choices on each kind of required coverage. The most important ones include basic, collision and comprehensive coverage and of course, uninsured motorist coverage would cost extra. You may ask your agent or the auto insurance company itself for different quotes with specific groupings of coverage as well as deductibles.
You may also reduce your basic insurance coverage to the least amount that you feel secure with. In the state of Alaska, the minimum amount would be $50,000 per person and $100,000 per accident, which would be the payment the insurance provider would cover for every injured individual, and its overall cost. At times, this involves medical expenditures that, again, would have additional cost. You may opt to lessen your property damage coverage as well to the least amount required. Lastly, get as high deductibles as you can for comprehensive and collision coverage and observe the amount that you can save. Say, a deductible of $1000 would save you over $20 each month against a deductible of $500, it more likely wiser to get higher deductible.