I’m a first time car insurance policy holder ( until recently, I’ve been under my parent’s insurance here in Alaska). What suggestions do you have so that I can still save on my car insurance rates?

Noemi

Anchorage, AK

It’s a big leap for teenagers and first time car insurance policy holders to finally get car insurance on their own. And as you may have noticed already, first time auto insurance rates and premiums doesn’t come cheap, but you really couldn’t stay under you parent’s auto insurance policy forever, right?. Don’t despair, you will only need to a couple of years to establish a good driving history, after which there should be no reason why you couldn’t get good insurance rates there in Alaska. In the meantime, here are a few tips and suggestions on what you can do to increase your likelihood of building that good driving record as well as keep auto insurance costs as low as possible:

Still In School? Get Good Grades
You may qualify for a Good Student Discount if you maintain at least an average of B or higher in school.

Take Defensive Driving Courses
Accredited driving schools in your area would qualify you to get further discounts on your auto insurance for learning to become a safer driver.

Consider Driving An Older Vehicle
You could lower, or even eliminate, your comprehensive and collision insurance coverage to help you keep your premiums low.

Become A Low Mileage Driver
Most auto insurance providers give discounts if you drive less than 10,000 miles annually.

Shop For The Best Rates
Just because it’s your first time doesn’t mean you wouldn’t find someone that can give good rates. The Internet is a great way to get more promos and insurance discounts.